With a self cert loan, the lender is going by the borrowers word. This alone is a risk. The lender can not be guaranteed that the borrower earns what they say they do. Fiserv, Inc., incorporated on February 19, 1992, is a provider of financial services technology. The Company provides account processing systems; electronic payments processing products and services, such as electronic bill payment and presentment services, card based transaction processing and network services, automated clearing house (ACH) transaction processing, account to account transfers, and person to person payments; Internet and mobile banking systems, and related services, including document and payment card production and distribution, check processing and imaging, source capture systems, and lending and risk management products and services. The Company operates through two segments: Payments and Industry Products (Payments) and (Financial).
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